Energy.gov

The Honolulu Solar Roofs Loan Program is offered by the City and County of Honolulu. The program offers low-interest loans (0% or 2%) to income-qualified homeowners on Oahu for the installation of solar water heating systems through the City's Rehabilitation Loan Program.

The low-interest loans are available for single-family homes, condominiums, and co-ops. The maximum loan is $80,000 for each dwelling unit for owner-occupied properties, up to four dwelling units and not to exceed $125,000 per property. For all other properties, the maximum loan amount is determined by a formula. Most solar hot water heater installations cost approximately $5,000 to $6,000. Loans will be secured by a promissory note and a mortgage on the property.

Qualification is dependent on income level (guidelines available on program website). The program is designed to assist low-income and moderate-income homeowners, or landlords renting to low- to moderate-income tenants. Landlords must rent their properties to tenants who fall within the income limits set by the City. Please visit the City and County of Honolulu FAQ website for more qualification guidelines.

For more information, please visit the City and County of Honolulu website to download an application.